🏠 Consumer use cases

Consumer use cases - Login Consumer use cases - Contacts Consumer use cases - Crypto assets (DeFi)

🏒 Business use cases

Business use cases - Customer journey Business use cases - Identity Access Management Business use cases - Business DeFi

πŸ› Institution use cases

Institution use cases - Credentials Institution use cases - Financial transparency

Consumer

πŸ‘† Login

Web logins are one of the most frequently performed identity-related action currently occurring on the web. Native app logins occur in the same order and often use the same underlying technologies.

With the addition of decentralized identity technologies, users would be able to login cryptographically and without the use of passwords. They would also be able to create a account upon first commercial encounter, and use it each subsequent time.

Login use cases include app logins from various apps and devices as well as auto-login functionality.

πŸ“‡ Contacts

Digital systems are currently being used by people as tools to more easily track and access their social connections including commercial 1. relationships with businesses, as well as 2. personal and social relationship with other people. The latter is the focus of this use case.

The Universal Identity protocol helps keep a master list of the user’s contacts in the form of active connection artifacts that allow sharing personal information as well as privacy information. This functionality is exposable through any 3rd party contacts app that can at any time be replaced with another.

Functions such as sharing contacts with other users are supported depending on permission from the original identity owner.

πŸ’Έ Crypto

Public blockchains are growing in value and usage. The crypto set of technologies enables use-cases such as the custody of crypto assets, including stablecoins, custody of Non Fungible Tokens (NFTs) as well as the ability to interact with a wide collection of Decentralized Financial (DeFi) services.

The final few impediments to mass adoption, and digitally banking the unbanked, have a lot in common with the problems of digital identity. They both work to solve establishing secure digital identities that are permissionless, usable, and recoverable from unexpected events. They are also often based on the same cryptographic fundamentals of securely controlling private keys.

In terms of usability, there already exists overlapping metaphors for keys, identity documentation, payment cards, fingerprints, signets, etc. In terms of technology, being able to securely maintain possession of cryptographic private keys is sufficient to secure access to other digital financial accounts including accounts on the blockchain. There is no reason why a digital identity solution for the masses cannot also be the backbone for digitally owning value on the blockchain-based financial infrastructure.

A third party crypto app integrated with Universal Identity would be a usable, recoverable and substitutable interface to custody and access crypto and execute payments, exchanges, other financial processes, as well as tokens custodying crypto assets on chain, including on all major L1s, L2s and compatible chains.

πŸ’¬ Other consumer use cases

  • Communication - Including media such as IM, video, phone, hybrid
  • Group management - Collective identities such as family, friends, interest groups, neighbors, sports teams, etc.
  • Commercial connections - The other half of the contacts use case, includes business subscriptions, personal information sharing and user agreements
  • Devices - Setting up, connecting with, managing access to and maintain devices such as PCs, phones, tablets, TVs, kiosks, cars, etc.
  • Secrets - High security secret storage/retrieval used for passwords, and codes and secret sharing
  • Reputation - Establishing a public profile, statements, and public testimonials
  • Legal agreements - Fully digital version of agreements such as leases (auto, etc.), purchases (home, auto, etc.), subscriptions and rentals (home, retail, services, etc.) and projects.
  • Content - Purchasing, renting, sharing, and selling content media such as news articles, images, music, videos, movies, shows, etc.
  • Social content publishing - Publicly or privately publishing social content such as visual, textual or hybrid posts.
  • Trusted party, estate planning and disaster recovery - Fraud prevention security measures (reviews, delays, etc.), death or incapacitation planning and execution procedures and trusted party recovery planning and execution.
  • Healthcare - Signup and information sharing, sharing of medical history during enrollment, managing access, and storage of medical records centrally
  • Retail - Consumer retail experiences of orders, coordination, payments, reviews

Business

πŸ‘©πŸ» Customer journey management

Uniform method of reaching customers, through a direct digital channel. Also giving customers more control of the direct connection, they have with your brand, and formalizing customer agreements with cryptographic signing technology.

πŸ” Identity access management

Uniform and secure implementations of Identity Access Management systems across all customers, employees and partners, with a unified set of tools for monitoring, authorization and security management.

πŸ’Έ Business DeFi

Using digital tokens in place of customer payments for digital as well as physical goods and services. Managing payroll payments in crypto or other crypto-tokens. Treasury management by storing cryptocurrency or other digital assets on a public blockchain and managing its growth through on-chain investment mechanisms.

Institution

πŸ’³ Credentials

Standardized method of issuing and verifying credentials using cryptographic technologies, while minimizing the amount of data needed to whare with a verifier, thus enhancing privacy for users.

πŸ”Ž Financial transparency

Keeping the reputational and transactional information about a public entity on the blockchain, so that it always remains auditable by the public. This enables recording and retrieval of up-to-date financial information and transparent budget allocation.